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Commercial Auto Insurance

The auto protection your business needs

What is Commercial Auto Insurance?

Delivery Van

Vehicles used in conducting business, as opposed to those strictly for personal use, are typically insured under a commercial auto insurance policy, which protects the assets of a company from claims. A commercial auto insurance policy has different coverages that are designed to address particular business needs.

Both commercial vehicle insurance policies and personal auto policies provide coverage for liability, collision, comprehensive, medical payments (or personal injury protection), and uninsured motorist exposures (sometimes underinsured motorist, too). However, a commercial auto insurance policy may be very different from your personal auto policy due to separate eligibility criteria, definitions, coverages, exclusions, and limits.

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Why Do I Need Commercial Auto Insurance?

Selecting commercial vehicle insurance coverage that meets your specific needs is vital to protecting your business and income. A commercial auto insurance quote typically includes:

  • Liability

  • Physical Damage

  • Medical Payments

  • Uninsured Motorist

  • Hired Auto

  • Non-Owned Coverage

  • Any Auto

We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady.

Commercial Auto Insurance Coverage

We also provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:

White Minibuses

Business Autos

Includes cars, light trucks, SUVs, vans and more. Business auto insurance customers enjoy advantages including discounts and access to network shops throughout the country.

Fleet of Trucks


From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.

Trailer Delivery


We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor to pretty much anything that moves.

What Does Commercial Auto Insurance Usually Cost?

On average, the national average monthly cost for commercial auto insurance through PeoplesAlly is about $183 a month for both our business auto and contractor customers. 

These averages are based on new 12-month PeoplesAlly Commercial policies that met the following criteria:

  • Both primary liability and physical damage coverage were present

  • All drivers had clean driving records

Remember that these are averages and not necessarily what you’ll pay. For example, the average monthly cost for a contractors policy was $181, while the median cost was just $149.

Several risk factors contribute to your premium including your profession, coverage needs, vehicles, drivers, driving history and location. Learn more about what influences your cost and what you can do to get the cheapest commercial auto insurance.

We specialize in offering popular insurance products for the new industry norm given the 2020 pandemic.

Contact us now to talk to a professional.

We Are Insurance Experts

We have over 10,000 satisfied customers and 30+ years of insurance experience. We have seen it all and can get you the best package for your needs.

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Best Value

at Cheapest Rate

We get you the best value for your dollar on all insurance products. No hidden costs and no surprises. 

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No Hassle

3-Minute Quote

We don't hassle you with pushy sales pitches. Fill out our one pager quote sheet in far less time than others.

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Anonymous Quotes

No Spam

We only require some basic info for a generic quote. No need to provide sensitive information and no spam.

Providing People with Protection Everywhere

PeoplesAlly is trusted by thousands of businesses no matter what size. We can help you meet your insurance needs in any industry or line of business.

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There are many kinds of insurance out there, but as an accounting & finance business owner, you have very unique needs. At PeoplesAlly, we’ll help you understand what kind of insurance is best for you. Just fill out a simple form online or speak with one of our licensed insurance experts to get a free quote. Plus, with PeoplesAlly, you can purchase a policy, manage it, and submit claims online for ultimate convenience.


“The PeoplesAlly team is extremely knowledgeable and will work hard to find you the best quality and price available. Very professional, no bait and switch, and will give you the bottom line even if it means losing you as a customer. I appreciate honesty rather than sleazy sales people.  

—  Samantha D

Learn More

Find out more about what makes us a great company. Learn the basics of various insurance policies we offer. Keep up with the latest news and resources.


Answers to all of your questions about insurance products and the pros and cons of each.


Reference Articles

View our latest insurance articles and find resources to help you figure out  steps along the way.


About Us

Find out more about our company and read about how we standout above and beyond.

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