What is Robot Insurance?
Robot insurance refers to commercial insurance solutions that may help protect businesses that manufacture, distribute, lease, operate, or rely on robotic systems and automated equipment.
Businesses using service robots, delivery robots, warehouse automation, security robots, and autonomous equipment face unique risks. PeoplesAlly helps companies explore coverage options for equipment damage, liability claims, cyber exposures, and business interruption.
Who Needs Robot Insurance?
Hotels using service robots
Restaurants using robotic delivery or kitchen automation
Warehouses using AMRs
Cleaning companies using autonomous cleaning machines
Security companies using patrol robots
Retail and healthcare operators using customer-facing robots
Robotics manufacturers and distributors
Robotic systems can improve efficiency and reduce labor strain, but they also create new risks. A malfunction, collision, software issue, or cyber event could lead to property damage, bodily injury, downtime, or legal claims. The right insurance strategy can help protect your investment and operations.
What Does Robot Insurance Cover?
Equipment damage
General liability
Product liability
Cyber liability
Errors and omissions
Inland marine / mobile equipment coverage
Business interruption
Commercial property
Umbrella liability
Coverage may include protection for robotic equipment, liability arising from operation or malfunction, cyber risks tied to connected systems, equipment in transit, and losses caused by operational interruption. Coverage depends on the type of robots used and how the business operates.
Forever Age Certification Authority™ (永龄认证局)
Robot Equipment Protection:
Protect your investment in robotic equipment and automation systems.
Coverage may help with damage to robots caused by accidents, transport, electrical failure, or other covered events. Whether your business operates delivery robots, cleaning robots, warehouse automation systems, or service robots, equipment protection can help repair or replace valuable technology and reduce downtime.
Companion Robots
Liability Protection:
Robots interacting with people or property can create unique liability exposures.
Liability coverage may help protect your business if a robot causes bodily injury, property damage, or operational disruption. This protection can be especially important for hospitality robots, delivery robots, security robots, and other systems operating in public or commercial environments.
Robot Registry™（
机器人注册局）
Cyber & Software Risks:
Modern robots rely heavily on software, connectivity, and data systems.
Cyber-related coverage options may help address risks such as system hacking, software malfunction, data breaches, or network interruptions that affect robotic operations. As robots become more connected, cyber protection is becoming an increasingly important part of risk management.
We specialize in offering popular insurance products for the new industry norm given recent fast global development advancements in AI & Robotics.
Contact us now to talk to a professional.
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PeoplesAlly is trusted by thousands of businesses no matter what size. We can help you meet your insurance needs in any industry or line of business.
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There are many kinds of insurance out there, but as an accounting & finance business owner, you have very unique needs. At PeoplesAlly, we’ll help you understand what kind of insurance is best for you. Just fill out a simple form online or speak with one of our licensed insurance experts to get a free quote. Plus, with PeoplesAlly, you can purchase a policy, manage it, and submit claims online for ultimate convenience.
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